BROKER LOCATIONS
RURAL LOANS AND FINANCE
Borrowing money for a rural property can be challenging if you are not aware of what's required by the lenders.
The amount of deposit required can vary from as little as 5% up to 60%. Small hobby farms or lifestyle properties may only require the 5% but large broad acre properties in remote areas may require up to 60%.
Location of the property can also affect the level of equity required, generally the closer to a major capital or regional city the easier it will be.
Also what affects the deposit for a rural loan, is if it is an income producing or not. Regardless of the size of the size of the property, small allotments like vineyards or orchards will attract a higher deposit.
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Loan types include:
| • Almond Orchard | • Alpaca | • Banana |
| • Beef Cattle | • Cane | • Cotton |
| • Alpaca | • Emu | • Fish |
| • Goat | • Horse Stud | • Hydroponics |
| • Irrigation | • Market Garden | • Olive Orchard |
| • Oyster | • Piggery | • Potatoe |
| • Sheep | • Stud Farm | • Thoroughbred |
| • Trout | • Wheat | • Vegetable |
| • Vineyard | • Winery | • Wool |