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HOME EXTENSION LOAN FINANCE
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Home extension finance can be handled in couple of ways. One is to use the equity in the existing property to borrow the extra money you need to do the extension and you have control of paying the builder direct.
The other is treat it as a construction loan, where with a fixed priced contract the builder will ask for progress payments during the extension process.
Not all lenders handle draw down loans, so refinancing maybe your only option. Not a bad thing if you get a better loan outcome.
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